BuildTheDreamBrand

Price for Profit Calculator & Guide

Know your true costs, set prices that sustain your business, and stop leaving money on the table.

By Bhavna Rishi
Build The Dream Brand
Fashion Brand Consultant & Founder Mentor
20+ years sourcing, designing and managing productions for museums, heritage brands, multi-retail stores & independent founders.

Section 1: True Cost Calculator

Most new founders calculate cost price as fabric + manufacturing. That is only the beginning. Your true cost includes every expense that gets that product into your customer's hands.

Complete Cost Per Unit Breakdown

Product name:

Cost CategoryDetailCost Per Unit
DIRECT COSTS (per unit)
Fabric£
Trims (buttons, zips, thread)£
Labels (main, care, size)£
Manufacturing / CMT£
Printing / embroidery (if applicable)£
Finishing (pressing, folding)£
INDIRECT COSTS (per unit allocation)
Sampling costs (amortised)£
Pattern / grading costs (amortised)£
Tech pack / design costs (amortised)£
Shipping from manufacturer£
Import duty / taxes£
Packaging (polybags, tissue, boxes)£
Hang tags / brand packaging£
OPERATIONAL COSTS (per unit allocation)
Photography (amortised)£
Shipping to customer (average)£
Returns / exchanges (average)£
Payment processing fees (Stripe / PayPal)£
Website / platform fees (per unit)£
Marketing cost per acquisition (average)£
TOTAL TRUE COST PER UNIT£
Bhavna's Tip: The gap between what founders think their product costs and what it actually costs is typically 30-50%. That gap is where your profit disappears. Fill in every line above — even if you have to estimate.

Section 2: Markup Formula Worksheet

Once you know your true cost, use these formulas to calculate your wholesale and retail prices.

Wholesale Price = True Cost x 2.2 to 2.5
Retail Price = Wholesale Price x 2.0 to 2.5

Worked Example

StepCalculationAmount
True cost per unit(from Section 1)£18.50
Wholesale price (x 2.3)£18.50 x 2.3£42.55
Retail price (x 2.2)£42.55 x 2.2£93.61
Rounded retail price£95.00
Gross margin (DTC)(£95 - £18.50) / £9580.5%
Gross margin (Wholesale)(£42.55 - £18.50) / £42.5556.5%

Your Pricing Worksheet

ProductTrue CostWholesale (x___)Retail (x___)DTC Margin %Wholesale Margin %
£££%%
£££%%
£££%%
£££%%
£££%%
£££%%

Section 3: Hidden Costs Checklist (28 Items)

These are the costs that catch founders off guard. Go through every item. If it applies to your business, factor it into your pricing.

Production & Product Costs

Shipping & Logistics Costs

Sales & Marketing Costs

Operational & Overhead Costs

Section 4: Margin Analysis by Product

See your full range margins at a glance. This tells you which products are your profit drivers and which are costing you money.

Range Margin Overview

Product Retail Price True Cost Gross Profit Margin % Units Forecast Total Profit
£££%£
£££%£
£££%£
£££%£
£££%£
£££%£
£££%£
£££%£
TOTALAvg %£

Margin Health Check

Highest margin product:

Lowest margin product:

Average margin across range:

Any product below 50% margin? If yes, action needed:

Section 5: Discount Decision Framework

Discounting erodes margin and brand perception. Use this framework to decide when discounts are strategic and when they are destructive.

When TO Discount

When NOT to Discount

Section 6: Wholesale vs DTC Pricing Comparison

Side-by-Side Comparison

FactorDTC (Direct to Consumer)Wholesale
Selling priceFull retail: £Wholesale (50% of retail): £
True cost per unit££
Shipping cost to customer£Buyer pays / included
Payment processing fee£Usually invoice / bank transfer
Marketing cost per acquisition£Lower (buyer orders in bulk)
Returns rateHigher (5-15%)Lower (1-3%)
Net margin per unit££
Net margin %%%

Channel Mix Decision

What % of revenue will come from DTC?

What % of revenue will come from wholesale?

Blended average margin target:

Is your pricing sustainable for both channels?

"If you cannot explain your pricing with confidence, you have not done the work. Know your numbers cold — they are the foundation of a sustainable business." — Bhavna Rishi

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This template is part of the BuildTheDreamBrand Course. Not for circulation, copying, or resale.